We know choosing the right insurance for your business is an important decision. Our agency has the experience to market your insurance and provide you with options for your business. Whether you're a store owner, distributor, office professional, or wholesaler, you need insurance to protect you against the unique risks and exposures you face so you can tend to your business and be rest assured that it is protected. Here are the types of insurance you should consider when selecting and designing your business insurance:
- General Liability: Covers third party liability claims, namely claims against you from a customer or visitor on your premises, or who may be injured by your business activity or product.
- Business Property Insurance: Insures your building and contents both on and off premises.
- Employee Dishonesty Coverage: Protects your company from financial loss resulting from employee theft of money, securities, or property.
- Workers Compensation: Provides compensation for your employees for medical care in the event they are injured on the job, including medical benefits, income benefits, death benefits, and rehabilitation benefits.
- Business Auto: Provides insurance coverage for your company’s cars, trucks, trailers, vans, or other vehicles.
- Non-Owned Auto Coverage: Protects the company for vehicles owned or used by others (such as an employee) that are used in the business of the company.
- Professional Liability: Covers you for the failure to perform professional services. If you design something or perform work which does not meet standards or expectations, you could be sued for the cost of the contract, damages, or lost business revenues by your customer.
- Business Interruption Insurance: Provides protection from loss of income and extra expense if your business suffered a loss and you were unable to operate for a period of time.
- Equipment Breakdown Insurance: Provides coverage for the accidental breakdown of equipment.
